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We are committed to contribute significantly by rendering better services to +our valued clients: Md. Ali Hossain Khan, General Manager, Sonali Bank Ltd

Md. Ali Hossain Khan is currently carrying out his responsibilities as the General Manager of Sonali Bank Ltd. Born in 1953 at a village Paramtola under Muradnagar Upazila of Comilla district his father’s name is (Late Alam Khan. He is the second among three brothers and two sisters but the eldest one among brothers, an excellent result oriented throughout the student life Mr. Hossain did his Honors and MSc in Chemistry from University of Dhaka in 1977. It is worth mentioning that Mr. Ali Hossain secured the first division in S.S.C from Muradnagar D.R. Pilot High School and also got first division alone as a student of the first batch of newly established Debidwar Sujat Ali College. Besides this he also passed LLB along with competitive Banking professional examinations with credibility. In his service life he took various training courses on foreign trade and computer technology. In 1977 he initiated his career as a probationary officer of Sonali Bank through a competitive BRC (Bankers Recruitment Committee) exam. As Mr. Ali Hossain was brilliant student and very hard working he got promotion as Assistant General Manager in 1993, Deputy General Manager in 2001 and General Manager on April 10, 2008. Throughout his long career as an efficient Banker he served in different branches such as Shilpa Bhaban Corpt. Branch, Local Office, Sadarghat Corpt. Branch, Agrabad Corporate Branch and Chittagong Divisional General Manager’s Office. Apart from this he also carried out his responsibilities since long in International Division and Computer Division of Sonali Bank Head office. After getting promotion as General Manager in 2008 he joined Bangladesh Krishi Bank. Later on he came back to Sonali Bank Ltd. in February of 2010. At present he has been carrying out his responsibilities in some important Divisions of Sonali Bank Ltd.

Mr. Ali Hossain Khan took part in Great Liberation War of 1971 while he was a first year student of Dhaka University. Alongside Professional duties Mr. Ali Hossain Khan is also involved in different social welfare activities. He extends co-operation to the poor but meritorious students in accordance with his capability. In personal life Mr. Ali Hossain leads a happy life with his wife Kazi dil Zahida. His elder daughter Dr. Tania khan recently passed the BCS (Health) and worked in Islampur bazaar  Hospital at Jamalpur District and the later one Nusrat Khan is a 3rd year student of a medical college. Very recently Mr. Ali Hossain Khan gave an exclusive interview to REFLECT10NNEWS.COM Mahmudul Houque Khan Dulal, Editor of the online bilingual daily took the interview: Excerpts:

REFLECTIONNEWS.COM: Banks are playing a significant role for the development of trade & commerce as well as the overall economy of a country and from that point of view Sonali Bank is also contributing a lot. Would you say something about the activities of your Bank?

Md. Ali Hossain Khan: In modern world Banks are playing a vital role for the overall development of every country. One can’t think national and international business without banks. The Banks of Bangladesh are not only collecting deposit from the clients but also providing services in many ways such as sanctioning loans to the people of business, industry and agriculture. More over the banks are also providing better services through online banking.The Bangladeshi expatriates could send their hard earned remittance through TT, DD and so on. Besides these we have a subsidiary in USA named as Sonali Exchange Incorporated, New Yourk. It has eight branches. We have also an associates in UK named as Sonali Bank (UK) Ltd. It has seven branches. Bangladeshi nationals residing above two countries have been availing difference services from these two organizations of Sonali Bank Ltd. We also represented offices in Jeddah, Riyadh and Kuwait.

Sonali Bank is the largest Bank of the country and naturally it plays a significant role for the economic growth of the country. Since inception this Bank is playing a vital role by disbursing money as loan to the trade, commerce and industry sector and also extends support for export import business. This bank is carrying out its responsibilities to a great extent by giving loan in crop production, fisheries, cultivation, poultry industry, irrigation machineries, rural small trade and cottage industry; and through this it helps to eradicate poverty and creating jobs opportunities for millions unemployment people. Apart from this Sonali Bank is also providing utility services such as gas, electricity, WASA & Telephone bill. It helps to pay salaries to the government and non- government teachers of primary schools, operates treasury activities on behalf of the government and Bangladesh Bank, It also takes a part in capital market and many more which could not be narrated in this short space.

REFLECTIONNEWS.COM: Please tell us about the various products of Sonali bank.

Md. Ali Hossain Khan: The various extensive activities of this bank help anyone to understand that the list of its products is too large. Everybody more or less knows about the products which have been introduced since long times are: Current, Savings, Term, Short Term Deposit and Cash Credit Loan, Overdraft, Composite Capital Loan, Micro Credits etc. Here I would like to say about the products which have been introduced a few years ago and these are Sonali Deposit Scheme (SDS), Medicare Deposit scheme (MDS),Education Deposit Scheme, Rural Deposit Scheme (RDS), Double Benefit Scheme, Sonali Bank, Daily Profit Account (SBDP), MES MSS. & NRDS. Recently this bank has introduced Islami Banking through its five urban branches and these are dealing with interest free products. The credit related products which have been launched in recent years are Social Aforestation Credit Programs. Rural Micro Credit Programs, NGO Linkage loan. For marginal and small traders SME loan, Special Credit Program for disabled Women, Urban Small Entrepreneur Development Credit Program, Special Rehabilitation Credit Program for ‘Sidr’ affected people, Special Program for Poverty Eradication Expatriate Employment Credit Program and so on.

REFLECTIONNEWS.COM: It is alleged that the private Banks are taking excessive service charge or interest against loan and in this regard they don’t carry out the orders of the central bank. What is your comment regarding this?

Md. Ali Hossain Khan: As a high official of a state owned and competitive banking organization here I am not so willing to make any comment regarding this. But I think banks should decide to fix up their service charges and rate of interest in accordance with the direction of the central bank and if they don’t abide by the order the authority should take stern action against them.

REFLECTIONNEWS.COM: Which point of view did prompt you to take banking as profession? What steps should be taken by the concerned authorities for further development of banking sector?

Md. Ali Hossain Khan: There is a huge opportunities to work for the well being of the poor people as high official of a bank and from that point of view I took banking as my profession. It is remembered that only a banker can bring a person from the street to an attractive position. In a bid to develop this sector I think the concerned authorities should take more liberal policies as well as initiatives also.

REFLECTIONNEWS.COM: Do you think the existing law is effective to resist money laundering?

Md. Ali Hossain Khan: In 2002, the government formulated money laundering prevention act in a bid to resist money laundering along with other illegal activities and under this law the money laundering court has been set up. On the sequence of money laundering act 2002, and elaborate more specific and definite money laundering act has been introduce by the government known as money laundering act prevention act 2009. Money laundering is a criminal offence and for this an accused could get highest 7 years of imprisonment. Being empowered with this law Bangladesh Bank is monitoring all private banks regarding this. The concerned authorities are remaining alert to stop offences like money laundering in the country and I think the prevailing law is effective enough to do that.

REFLECTIONNEWS.COM: Would you say about the future business plan of your bank?

Md. Ali Hossain Khan: Sonali bank is always engage for rendering services through its 1193 branches to the people and in future this bank will contribute more in country’s trade, commerce and industry along with agriculture and others sectors. It will offer more innovative products to the valued clients in days to come. With a view to rendering desired services we have already taken initiatives to computerize all branches. Not only for having profits but this bank is committed to carry out its organizational social responsibilities through economic activities along with poverty eradication and employment generation. As the largest bank of the country people expect unlimited, unparallel and unique service from this bank. We are always trying our best to keep the standard of our services. But it is true that we have been maintaining or rendering services to people of walks of life.

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